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HYIP Monitor & guide for choosing short term HYIP


Have you ever heard about fake HYIP monitors ? It’s a monitor which provide you a fake status on certain program and this monitor was paid by the admin itself in order to get a “Paying” status. Usually, they will only pay a HYIP monitor which is not popular amongst the investors. Therefore, if they dare to bribe popular HYIP monitor they probably end up getting a bad status but that’s not always happened since some popular HYIP monitors may as well end up receiving this money to give them a “paying” status. Furthermore, many HYIP monitors will offer a high RCB to get more investors for the program that use their monitor service.
Referral Commission Back (RCB)
It’s a feature which commonly use by HYIP monitors and investors to get downline using their referral link. HYIP monitors will use this to help HYIP admin in order to get more investors by giving a high return. HYIP monitors will decided how much RCB they will give you and they will tell you on on each HYIP program that listed on their monitors. Usually they will give as high as possible in order to get you invest in certain program. So, every time when you register and deposit using their link than they will receive a commission from that program. Each deposit made by you will earn some commission for them and therefore, they will give you this commission as a bonus since you use their link to invest on that program.
The higher the RCB will attract more investors into their monitor as well as that program itself. The main objective is to get more investors for that program. This is also work very well in short term HYIP since many HYIP monitors tend to offer a high RCB for this kind of program. The reason is because short term HYIP has a high profit and they won’t be able to last more than a month but sometimes there are some that managed to stay longer than a month. The admin itself demand a high number of investors into their program so they will hire as many monitors as they can in order to get more investors. This not just happened on short term HYIP but also on every type of HYIP programs.
Fake Status
But bear in mind that amongst those monitors, there will be some that bribed by the admin to make a fake status and keep the program on “paying” status while the fact is they are Scam. So, in order to prevent this thing it is best to keep up to date on HYIP blog rather than focusing your mind on HYIP monitors. Usually, many investors will gather around HYIP forum or blog in order to get the real status. Some investors may inform you that they have stop paying and only pay the HYIP monitors. HYIP monitor can not be trusted a 100% but you can use HYIP monitors as a guide to choose a good and high quality HYIP out there.
Choosing short term HYIP
I tend to keep my eye on allmonitors.net every day in order to get a new short term program. Well, it’s not that I don’t like other type of HYIP but sometimes I made a good profit from this short term HYIP. They probably contain a highest risk compare to other mid and long term HYIP. However, I’ve been doing this for such a long time and I’m familiar to get a good HYIP although I did a mistake sometimes as well and end up losing my money. I tend to analyze on how many monitors that list the program and I’m preferring to get a program that hired a bunch of HYIP monitors. And than, I investigate if there are some popular monitor on the list. If they do have 25 to 30 HYIP monitors within 24 hours after launching their program, I will quickly register an account and invest on that program as soon as possible and than I withdraw the money one day later.
I will only do one cycle on their program and still keep an eye on whether they will put more popular monitors or increase it to 40 or 50 on the second day. If they do, I probably do it for my second cycle and than stop since I don’t want to end up being scam if I keep my greediness over and over.
Now, sometimes certain program won’t do fast advertising at the beginning but they will do it after one or two weeks by having a blog to review their program. I always keep up to date to as many popular blog as possible in order to get some news if they did receive an order to review a short term HYIP. When they announced the news that they have been ordered to review and buy some banners on that blog, I will than quickly get an account and put some cash on it. I probably do it just one cycle. However, sometimes they will scam a day later after the review has been published so it also depend on Luck as well. 
Design Quality
The design of the website is also essential to be considered when choosing a HYIP. A bad short term HYIP would only copy and paste the other web template or they only put a less effort by using a cheap template. The better the template will be having a chance to stay longer. However, it doesn’t always work on every HYIP. Some admin would prefer to download it for free rather than buy it.
Scripts quality
Most short term program only use GoldCoders and so, don’t get surprise if you can’t see any that don’t use this script provider. You may need to be surprise when they use shadow script for short term HYIP since it is the most expensive and well made script for HYIP industry. The better the script, the higher the chance to get a better HYIP for your portfolio.
Advertising
Some HYIP prefer a slow promotion for their program but other may be too ambitious to  get their business become popular. Usually, HYIP that make a slow promotion may end up hiring a blogger to review their program and that’s the best timing to get on their plan while fast promotion may only good for one or two days when they launched their program in the first day. So, it all depend on your calculation and your source of information as well. 
Payment Processors
The more the better it will be. The more they accept the better the chance to not getting a quick scam. Therefore, they need to prepare some sort of documents in order to get their Solid Trust Pay account verified. All admin will use a fake document to verified their account especially for Solid Trust Pay. So, we can now think that they made a good efford to get a fake documents from outside. However, sometimes their account may end up being suspended if the document was found to be a fake documents. This happened a while ago on program called OilOfAsia which most of their investors who use Solid Trust pay got refund by STP due to the suspended account of OilOfAsia. It was because their document was found to be fake and STP support team have no choice but to close it and refund the money to HYIP investors. 
Investor’s perspective
An experienced investors may not only focus on HYIP monitors but also active on blog and forums in order to gain more and more information regarding a certain program that they need to observe. And also, doesn’t mean that they always purchase a higher listing on monitor would result their program to stay longer in HYIP industry. Usually they purchased an expensive listing on HYIP monitor would result in a fast scam so please be cautious when spending your money. However, it could be a positive sign for us since they prove their program they they own a lot of money so spend for popularity of his business.
 

Review of Xchanger.org , My best place to Exchange


Whenever you risk your money on HYIP you probably need to fund your payment processors account before investing in HYIP programs. Therefore, you are suppose to have a reliable exchanger to fund your Liberty Reserve, Perfect Money or other type of payment processors you prefer as well. The reason is, there are lots of fake exchanger that will scam your money when you are trying to fund your account using your bank account or credit card. How do you know if they can be trusted since they have a chance to scam you ? There are some good answers for that question and you need to find out by continue reading my article below :D . 
Chatting, posting, & Googling
It is the best way to find out about the exchanger that you found on internet. Before you create a transaction between the you and the exchanger, you need to find out their background information. Who knows if they are going to scam you after you send them the money from your bank account. They probably may steal your credit card information as well if you recklessly did gave them such important information. The only people who know that is  the previous investors who have used their service. The victim may post some information on forum in order to warn the other investors or they will inform his/her friends about this scam exchanger.
Do not decided to use their service by judging from one single source but try to get more information from other website or try to Google it since it won’t consume too much time looking for a reliable information. Therefore, Go to forum and find the information about the exchanger. Visit a well known blog and ask the visitors who is currently available on their chat system or ask the blogger directly to find out whether it is safe or not to use that exchanger. The best way is go to a popular blog and ask from the blogger directly and you will get your reliable information but don’t forget to confirm it by looking more answers and compare it. 
My best Exchanger
I have some reliable exchangers which I use out there. I use two type of exchangers and the most common I use is to exchange between E-currency, from Liberty Reserve to Perfect Money or from Solid Trust Pay to other E-currencies and vice-versa. The other type of exchanger is the one that I use to fund my E-currencies account using my Australian bank account. That’s why I have many exchangers in order to fund and exchange my money from one to the others. Therefore, there is only one exchanger and I prefer when exchanging my funds between each payment processors and it is Xchanger.org. I have been using their service since mid 2011 and so far I’m still doing their service until now.
I just transfer some money from my EgoPay account to my other account by using their service and it was quite fast for them to finish the transaction. It only took one day for me to receive the money from EgoPay to my Liberty Reserve account. I use to invest a lot using Liberty Reserve, Perfect Money & Solid Trust Pay. The reason I left Ego Pay is their expensive fees for transaction and as well as exchange to other E-currency. I decided to use their service to empty my Ego Pay account and Xchanger did send me all the money to me the next day after I sent them my Ego Pay balance. I’m quite satisfied with their service so far so I don’t have any bad comment at the moment for them.
 Accepting 9 E-currencies
The most common payment processors for HYIP investors are Liberty Reserve, Perfect Money,  Solid Trust Pay & Ego Pay. Those 4 payment processors are widely use by HYIP investors and fortunately Xchanger.org has accepted all those 4 so I do not need to find other exchanger. It is easy and not time consuming so I do not need to waste my time looking for new exchangers out there. Their fees for each type of transactions are reasonable and also not expensive as well since they provide you a quick result. They have been completed all my transactions in a short amount of time and they also did not make me worried to have them as my trusted exchangers in HYIP industry.
Most HYIP investors have use their service and I think, almost all HYIP investors use them since they have been doing this for such a long time already. I think they have started this exchanger since 2010 so they are quite well known and most trusted exchanger out there. And if you need any help about your transaction, you may use their contact form to get in touch and tell them your problems. You can go to https://helpdesk.xchanger.org/ to submit your ticket. However, I’m almost never using their contact form since I didn’t find any trouble with their fast service. 

 Register an Account
Before you can do any exchange, they will ask you to register an account on their website here https://xchanger.org/signup.php. Having an account is a must in order to exchange your funds.
Some E-currencies may need to wait the E-currencies provider to approve the exchange and than they will straight away send it to you after your exchange has been approved by the E-currency provider such as Solid Trust Pay or Ego Pay.
Therefore, they also give you some commission if you decided to help them promote their website to other investors or people who need their service. The commission may not really high but exchange between E-currencies are almost essential especially for HYIP investors. Who knows you can get a downline with them end up doing a big transaction over and over. You may have a nice commission from them as well. 
Fees and exchange
As I said before, they provide you the best service and reasonable fees for each transaction. Therefore, they almost do it instant in most of payment processors which is not require an approval from the payment processors provider. They did not do it in an instant in order to prevent any mistake when processing your transaction but don’t worry too much with their almost instant fast transaction approval. Your money will be send it to your desire payment processors as soon as they approved it. Therefore, you will also get a coupon whenever they finish doing their job. This coupon can be use in your next transaction in order to get a cheaper rate or you can say it a discount for your upcoming exchange. 
And below is the table for their rate for every different exchange. So for example, if you are planning to exchange$100 Liberty Reserve for Perfect Money, they will charge you the fees worth 3.9%  for your transaction. You will than receive $96.1 and Liberty Reserve will charged you again in receiving this money so you may not end up exactly receiving this amount of money. Each transaction has different fees and sometimes they will also charge you $1 for sending the money and it depends on which payment processors you are going to send and receive at the end.
 In a nutshell, whenever you are doing an investment on HYIP you must have a reliable exchanger to support your investment. And therefore, I recommend Xchanger.org as one of your trusted exchanger out there since they have proven their services to me for such a long time. They are reliable, fast, and one of the most trusted exchanger out there. If you are not sure with their service, you may try to ask every HYIP investors about xchanger.org and see what they will respond to you. They will also recommend it to you as well. The main point is to have a trusted exchanger when you risking your money in HYIP and also to choose the best exchanger that suits your need. There are lots of fake exchanger and they will scam you if you are not careful choosing the correct exchanger. 
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WHY DO PEOPLE INVEST IN HYIP?


Nowadays most people know what the majority of HYIPs are. Ponzi schemes which pay old investors with the money of new investors. No need to say that this can not work for ever and that such a scheme can collapse at any time. But still millions of dollars are moved in this industry every day. Why? Thats the question I want to answer together with you!
I think the basic reason why people still invest in HYIPs is the greed. We want more and more money. Most people can not get enough of it. Money is a magic thing. It is something very good and at the same time very bad. Very good because it enables you to live your dream. Bad because it can literally ruin your life. People play HYIPs because they hope that they will one day make the move which will make them rich. Very unlikely to happen in my opinion.
But there is also a type of people who invest in HYIPs to find one of the rare legit high yield opportunities. They invest in all real looking companies and hope they have finally found the right one. I have to say it is very unlikely to find a legit one, but of couse it is not a bad strategy in HYIP world. We all know that high quality programs mostly live very long. Is there any legit program out there? Yes. One program in 7 years: Uinvest! But thats not the topic here… .
Another type of people who play HYIPs are the same people which do sport betting on a regular basis: The gamblers! They like to risk money for fun. It is like a hobby for them to jump from one HYIP to another, hoping they will win. I think those are the people who bring a basic stability to the HYIP world. They provide a basic cashflow which gets toped up by the people who search for legit opportunities.
The last type of people are the ones who really like to do forbidden and illegal things – Canada for example. In some countries it is not allowed to do anything HYIP related (the right decision in my opinion). But still people from such countries play HYIPs. Some even operate HYIPs from there. Why they are doing it? I think most people like the risk. They just need it and can not live without it. We all find forbidden things to be very interesting, it starts from childhood.
So what type of HYIP player are you? Or are you even a type of HYIP player I do not know about, which got not mentioned here? I hav to say I am a mix of two types. The gambler and the one who wants to find legit opportunities. With the right amount of both you can be successful in my opinion. Feel free to write your comments about this interesting topic.
 

Felmina Alliance

Felmina.com - Taking Your Investment Forward 
We at Felmina take your investments forward. We are a duly registered company offering reliable and efficient investment services for both individual and corporate customers worldwide. Up to 1.6% daily, special rates negotiated individually. 24/7 customer support via live chat and phone. LR, PM, bank wire accepted. 5% referral bonus. Our business model is really simple. Investors entrust us with their funds; we, in turn, trade them in a wide variety of investment tools - both online and offline - to provide the yield way above the market. The slogan we stand by at Felmina Alliance is 'Taking your Investment Forward'. These words sum up the philosophy that lies in the foundation of our company and affects our customers, employees, and business partners alike. By doing everything there is to be done to efficiently take your investment forward, we make sure that we can be proud of who we are and what we do every day.

Program Information
Minimal Spend: $20.00
Investment Plans: 1% - 1.6% daily for 90-180 business days
Referral Commission: 5%
Accepted currencies
  

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